There are several insurers in the Netherlands that focus on preventing and insuring risks in the agricultural sector. Insurers impose important requirements on their policyholders in this regard. To avoid misunderstandings about coverage, it is essential that you know which conditions apply to your insurance. These can be found on your policy schedule. The obligations surrounding the chosen alarm system and how you deal with it usually vary only slightly from one insurer to another.
Important points to note from insurers at a glance
- The alarm system must not be dependent on mains power, but must be able to continue to function independently. The system must therefore have its own battery with sufficient capacity.
- Due to wear and tear, batteries are replaced every 3 years.
- Alarm equipment must be tested weekly.
- Protect the alarm equipment against overvoltage on both the power supply and signal sides.
- An alarm notification is always forwarded to at least two telephone numbers (of one or more persons).
- These persons act quickly, effectively and appropriately in an alarm situation. Response time requirements may vary depending on the insurer.
- The alarm device is connected to the telephone network first, so that an alarm notification always takes precedence over other connected devices.
- The networks through which the alarm device can send alerts are redundant (e.g. landline and mobile phone combined in a single alarm device).
- The device is equipped with automatic number redial with an acceptance procedure.
Read the complete knowledge article about Risks in the agricultural sector.