In the Netherlands, a number of insurers are active who specialise in preventing and insuring risks in the agricultural sector. Insurers set a number of important requirements for their policyholders. To avoid misunderstandings about the coverage of your insurance, it is important to know which conditions apply to your insurance. You can read this in your policy document. The obligations concerning the chosen reporter and the way you deal with this differ at least from one insurer to another.
Here is a list of a few important points from insurers
- The alarm system may not be dependent on the mains voltage but must be able to function independently. The system must therefore have its own battery with sufficient power.
- In connection with wear and tear, batteries are replaced every 2 years.
- Alarm equipment must be tested weekly.
- Protect alarm equipment against overvoltage on the power and signal side.
- The alarm notification always goes to at least two telephone numbers of one or more persons.
- These persons will act quickly, effectively and adequately with regard to the alarm situation. The interpretation of speed limits may differ per insurer.
- The communicator is connected to the telephone network first, so that an alarm always takes priority over other connected devices.
- The networks over which alarms can be raised are redundant. (Fixed telephony and GSM combined in one alarm device).
The communicator should be equipped with an automatic redial and acceptance procedure.
Read the complete knowledge article about Risks in the agricultural sector